Home | Life Insurance | Get a Quote | Income Protection | Testimonials | Contact Us What is Critical/Serious Illness Cover? Critical Illness, also known as Serious Illness cover pays a lump sum if you are diagnosed as suffering from one of a number of specified serious illnesses or need to undergo a specific surgery. Why do I need it? Sometimes it's easy to forget when building a career, a home and a family, how important it is to protect your family and business interests against the many ways they can be put at risk. It is not pleasant to think about what would happen if you (or your partner) were to die or suffer a serious illness. Worse still, if one of your children were to suffer a serious illness or needed to travel abroad for treatment, would you be in a position to cope financially? Critical Illness Cover Serious Illnesses such as Cancer and Heart Disease can occur all too frequently. While most people usually survive these life-threatening diseases it can be extremely difficult to cope with the financial difficulties that follow. Everybody needs some form of financial protection in case the worst happens. Some health facts        Illness Cancer Heart Attack Stroke Any of the above Possibility of contracting 1 in 11 1 in 7 1 in 26 Any of the above 1 in 4        The change of female aged 20 - 40, currently in good health, of contracting a serious illness before the age of 65 are summarised as follows        Illness Cancer Heart Attack Stroke Any of the above Possibility of contracting 1 in 7 1 in 17 1 in 27 Any of the above 1 in 5        If you are the sole earner in the household and were to die or suffer a serious illness, who would pay the mortgage and who would pay for your children’s education? Who would provide for those special future events such as your son’s or daughter’s wedding? And of course, day-to-day bills, such as electricity, heating, transport, clothes and food, all need to be paid. With a Serious Illness Policy, you can protect the well-being of your family and allow them to cope when you are not able to help them. Life cover and Serious Illness cover are essential elements of protecting the essence of your family or business. People are more likely to suffer a serious illness than die prematurely, and Serious Illness cover is a vital element for those who want to protect themselves, their family and their business interests against the unknown. A Serious Illness policy can help ease the financial costs involved in the unfortunate event that you, or an insured member of your family, die or contract a life threatening illness.                      Illnesses we cover Alzheimer's disease Aorta graft surgery Aplastic anaemia Bacterial meningitis Benign brain tumour Benign spinal cord tumour Blindness Cancer Cardiomyopathy Coma Coronary artery by pass grafts Creutzfeldt-Jakob disease Deafness Dementia Encephalitis Heart Attack Heart Valve Replacement or repair Heart Surgery HIV Kidney Failure Liver Failure Loss of Independence Loss of Limbs Loss of Speech Major Organ Transplant Motor Neurone Disease Multiple Sclerosis Paralysis of limbs Parkinson's disease Primary pulmonary hypertension Progressive supranuclear palsy Pulmonary artery surgery Respiratory failure of specified severity Severe burns Stroke Systemic lupus erythematosus Traumatic head injury        Call us on 01 - 8700 370 for more information         If you would like to arrange a consultation with one of our financial advisors, please click here.        Looking for Advice/Quotation        ( * required )               * Name * Email * Phone                        Free Download        Life Insurance Cost Survey               Sign Up to Our Newsletter Email:  Testimonials (hover over testimonials to read)                                           Cregan Kelly Financial Services is a registered name of Finance Life & Pensions Limited and is regulated by the Central Bank of Ireland as an Authorised Advisor.          Address: Applewood Village, Swords, Co. Dublin, Ireland          About Us          Location          Newsletters          Terms of Business          Cregan Accountants          OCK Insurance          Phone: (01) 870 0370, (01) 870 0372        Fax: (01) 890 3215        Email: colm@ckfinancial.ie                powered by: go2web