Mortgages, Mortgage Advice, Mortgage Calculator, Stamp Duty Rates, Mortgage Protection, Life Cover, Income Protection, Pension Planning, PRSAs, ARFs, Personal Pensions, Tax Planning, Wealth Management, Savings & Investments, Loans for Over 55s, Financial Health Check

Income Protection

Your Income is your greatest asset

We don't usually think of our current income and future earnings as an asset. However, this is what pays for everything else - mortgage, bills, childrens' education, insurances and so on.

To calculate how much your income is worth over your working life click here.

To calculate your lifestyle costs click here.

Now think about if you no longer had this income, how would you pay for everything? Now think about Income Protection.

Why Protect your Income?

Do you realise that 1 in 6 of Irish workers will be out of work due to sickness or disability for more than 6 months over the course of their working life.

Sick Pay Coverage

There is no obligation on your employer to provide sick pay

In the private sector, 85% of employees would be fully dependant on the state benefit after 6 months of absence

The public sector offers full pay for 6 months and half pay for 6 months

Social Welfare Benefit

The State Disability benefit pays just €10,285 per year to an individual

A typical family with one adult working, one adult dependant and 2 children would qualify for just €19,609

If you are self employed then you are not entitled to any benefit

If you would like to arrange a consultation with one of our financial advisors, please click here.

Cregan Kelly Financial Services is a registered name of Finance Life & Pensions Limited and is regulated by the Financial Regulator as an Authorised Advisor.

Cregan Kelly Financial Services, Broadmeadow Hall, Applewood Village, Swords, Co. Dublin, Ireland Terms of Business

Phone: (01) 870 0370, (01) 870 0372 Fax: (01) 890 3215 Email: colm@ckfinancial.ie powered by: go2web